WHAT TO EXPECT

"Your home may be one of the largest investments you'll ever make. To protect it, you need Title Insurance."

​There are three key areas important to keeping the deal on track for closing:

  • Communicate with your Lender to make sure they have the proper documentation to close your loan.

  • Speak with your agent to make sure to review all inspections that have or need to be completed.

  • Return phone calls from your title representative to clear up any question we might have on your title search.

 

Communication is key in making this transaction as smooth as possible.

Important Information

  • You can choose your title company, no one can make you use a certain one.

  • There are two sides to a closing, buyer side and seller side. Each side can close at a different title company or the same one.

  • At closing you will receive an explanation of closing fees and an explanation of each document you sign. There could be lots of documents to sign at closing. Allow an hour in your schedule.

  • Your closing could take 15-60 minutes depending on the type of transaction and your questions.

  • Bring your identification: Driver’s License and one other form, just in case.

  • If you need to bring funds for closing, be sure it is certified funds and make the check payable to America’s One Title.

  • Prior to closing we may ask for important documents such as death certificates, certificates of trust, divorce decree or homeowner’s association information. We need these to verify someone’s ability to sign, obtain release of interests and/or to protect the integrity of the parties involved.

  • Don’t be afraid to ask questions. Communicate ahead of time with your realtor and lender or us! Our website has several tools to help you get the answers you need.

TITLE SERVICES WE OFFER

Expanded Title Insurance

  • Homeowners Policy

  • Advantage Loan Policy

Standard Title Insurance

  • Owner's Policy

  • Loan Policy

Specialty Products

  • Junior Loan Policy

  • Chain of Title

  • Listing Package

  • Title Search

Closing Services

  • No Mobile Closing Fees in Michigan on purchase transactions.

  • One Call Closings Anywhere, Anytime. No additional charge for purchase transactions in Michigan

  • Full Service Escrow

Glossary of Terms

Title Calculator

Moving Checklist

What people say about us

"I find they are a little more nimble you could say than other title companies and because of that, we see consistency with the speed of the transactions as well as the effectiveness of the service they provide."

- Chris DeRuischer

Home Loan Specialist - Churchill Mortgage

It's our way of saying thank you!

 

Anyone can enjoy the benefits and savings of the ONE Club. It was created to offer our clients and the community Discounts and Savings on things you need around your home. The ONE Club also offers FREE Gift Cards from local businesses and much more:

  • Discounts and Rebates

  • $50 Cash Card on Satellite TV

  • $275 Rebates on Home Security

  • 60% Off Closing Fees for Life

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