It's your choice which title company you use

The title company performs the search of documents relative to your property. They will examine recorded documents and prepare a commitment to insure the buyer and the lender. Most times they will conduct the closing transaction and handle all the required paperwork for the city, state, and federal governments, as well as the lender and real estate agents. 

 

No one can demand that you use a certain title company. The law (RESPA) gives you the right to choose.  Today, it’s very popular for other real estate professionals and lenders to have some type of “ownership” in an affiliated title agency or some other type of joint investment. This affiliation is a “loophole,” creating a way to get around the illegality of a title company paying a referral fee to the real estate professional or lender’s business partner. It’s very important to know who you are entrusting these important responsibilities to. Be sure to ask him/her whose best interest is being served: yours or theirs.

 

America’s One Title refuses to affiliate with any real estate professional or lender. We are an independent agent, locally owned and operated. If you are referred to our company, you can be sure that referral is based on a solid relationship, built on high quality service and a professional working relationship...nothing else!

We encourage you to visit www.mailta.org to learn more about independent title agents and why they are a better choice for the consumer.